You may also be asked to provide further supporting documentation such as proof of income and your address. This basic information helps the lender or broker determine whether you are a good candidate for a loan.
Your credit will also be verified using the three major credit-reporting agencies. Many lenders run what is called a "soft prosper personal loans credit score check that will not negatively affect your credit score.
Many online personal loan services, such as LendingTree, are not actual lenders. LendingTree says it is a marketing lead generator and a duly licensed mortgage broker, not a lender. The company obtains your basic information and then connects you with potential lenders you might acquire a loan from. Your loan will be through the specific lender you ultimately decide to work with, not the online company you initially applied through.
As with most loans, your credit rating is scrutinized.
You'll also need to provide your phone number. Does a payday loan require a check. With some lenders, borrowers are required to submit a post-dated personal check to obtain a payday loan.
This check usually represents the total loan amount plus interest and fees, and it will be deposited by the lender when the loan becomes due. Not all lenders require a check to qualify you for a payday loan. Some lenders will automatically debit your bank account once the loan becomes due. How does someone qualify for a payday loan. To qualify for a payday loan, most states require you to be 18 or older.
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We put you in control of choosing your loan repayment schedule. Well present you with realistic options so you can be comfortable with the repayment amount before you agree to the loan. Loans up to 20,000. For up to 36 months. The larger the loan, the longer the repayment period available. We take the time to assess your individual financial situation because we don't ever want to lend you more than youre able to comfortably repay.