In or about May 2013, this entity contacted at least one California consumer offering a 2,500 loan conditioned upon payment of an upfront 280 fee, which was to be paid by purchasing a Vanilla Reload Network card, a type of stored-value card. After loading the funds onto the card, the California consumer was instructed to give the pin number of the card to the entity, which then withdrew 280 from the card. However, after paying the 280 upfront fee, the California consumer never received any loan funds, and repeated calls and emails to personal bank loans no credit entity have gone unanswered.
California consumers are advised that this entity is not licensed by the Department of Business Oversight to engage in offering or originating consumer loans or payday loans. All persons who have communicated with the above-mentioned entity are asked to contact the Department of Business Oversight, Los Angeles, California at (213) 576- 7594. 080613 The Department of Business Oversight issues a warning notice regarding Cash Express Loan.
Please click here for more information. Consumer cash loans california. Corporate Advocacy Program.
If you have a wireless key fob, they may hold one of those as collateral. Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need a job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan.
Without it, lenders have no way to know if you can repay them and are significantly less likely personal bank loans no credit offer you a loan. Checking account: You need a checking account to write a check for your payday loan, and there are personal bank loans no credit if your check bounces when the lender tries to cash it. Clear title: You will need to provide a clear title when you apply for a title loan that is in your name.
A lien release may be required to be presented with the title to process a loan. Proof of address: You will need to provide some valid form of address, such as a recent utility bill or bank statement, for both payday and title loans.
Why Use Payday Loans. Editors Note: Top Ten Reviews recommends avoiding payday loans as much as possible and suggests looking for alternatives before getting one.
If you are looking for a payday loan to pay bills or other expenses, we recommend exploring getting a personal loan. Before applying for a payday loan for an emergency expense, we recommend considering a cash advance on your credit card or an overdraft line of credit.
If youre considering a payday loan because you have inconsistent paychecks, we recommend checking out some new apps that help even out paychecks. Many credit unions offer payday alternative loans that are less expensive.
If you already have payday loans and uncollateralized personal loan to roll them over, we recommend contacting personal bank loans no credit credit counseling agency. All the lenders we review are direct lenders that comply with all applicable state laws. Even so, again, we caution against using these services because they are expensive and carry the risk of trapping you in a cycle where you need to take out new loans to pay off your previous ones.
All of our loans are subject to status and affordability. Complete our short application form. Get an initial decision in minutes. Pop into your local branch to complete your loan. Do I need to be a homeowner. You do not have to be a homeowner, we offer tenant loans too.