11 The advertising of unsecured consumer credit or hire services by consumer credit businesses or consumer hire businesses and or credit brokering businesses or related credit services, such as debt counselling or debt adjusting is acceptable only if the advertiser complies with the financial promotions requirements imposed by FSMA and the FCA's rules set out in Chapter 3 of CONC.
The requirements for financial promotions set out in Chapter 3 of CONC do not apply: (a) where the credit is available only to a company or other body corporate (such as a limited liability partnership); (b) where a financial promotion is solely promoting credit agreements or consumer hire agreements or P2P lending agreements for the purposes of a customer's business; (c) to a financial promotion to the extent payday loans online banking it relates to qualifying credit or (d) it falls within the definition of an excluded communication as set out in the FCA's handbook.
If the applicability or interpretation of these rules or provisions is in doubt, advertisers may contact the FCA. The FCA does not personal loan rates in switzerland financial promotions for compliance with the CONC rules before they are published. Such advertisements that involve distance marketing must also comply with the Financial Services (Distance Marketing) Regulations 2004 (as amended).
Other distance-marketing financial advertisements are covered by the FCA Handbook.
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